Progyny
Progyny partners with employers to offer treatment-based fertility coverage through Smart Cycles—benefit units designed to cover complete fertility treatments rather than placing dollar limits on individual services. Coverage varies by employer plan but commonly includes:
- IVF, IUI, and related fertility treatments
- Egg and embryo freezing
- Embryo transfer and cryostorage
- Male fertility services (sperm testing, retrieval, and preservation)
- Dedicated patient care advocates for one-on-one support and benefit navigation
Maven
Maven is a virtual-first fertility and family health platform that provides built-in benefit tracking and simplified fertility medication management. Benefits can be structured as cycle-based or lifetime maximum depending on the employer plan and may include:
- Fertility testing, consultations, and preconception coaching
- IVF and IUI treatment
- Egg and embryo freezing
- Adoption and surrogacy support
- Male fertility care
- Mental health support
- LGBTQ+ inclusive family building
Kindbody
KindBody is a clinically managed fertility benefit integrated with your existing medical plan. Coverage is structured around KindCycles—treatment-based benefit units that cover complete fertility pathways rather than individual procedures—and may include:
- Fertility assessments and education
- IVF and IUI treatment
- Egg, sperm, and embryo freezing
- Preimplantation genetic testing (PGT)
- Donor services and third-party reproduction
- Surrogacy and adoption support
- LGBTQ+ affirming care
- Holistic wellness support (nutrition, life coaching, mental health)
WIN Fertility
WIN Fertility is the nation’s leading family-building benefit company, with 27+ years of experience. WIN offers below-market treatment bundle rates and the WINCard payment service to reduce out-of-pocket costs. Coverage may include:
- IVF, IUI, and related fertility treatments
- Egg, sperm, and embryo freezing
- Preimplantation genetic testing
- Donor services, surrogacy, and adoption support
- LGBTQ+-affirming care (WINPride)
- BIPOC family-building support (WINclusion)
- Behavioral health and mental wellness
- Maternity and doula support (WINDoula)
How to Confirm Your Fertility Benefits
Review your employer benefits
Check your employee benefits portal or contact your HR or benefits team to see if fertility benefits are included in your health plan.
Confirm your fertility benefit provider
If fertility coverage is available, identify which fertility benefit program or administrator manages your benefits and review what services are covered.
Contact our clinic
Our team can verify your benefits, explain your coverage, and help you understand how it applies to your treatment plan before your first appointment.